Goflow Capital

Goflow Capital helps eligible ecommerce businesses access working capital directly from within Goflow. Goflow Capital brings exclusive financing offers to Goflow sellers. Use the funds to purchase inventory, expand your business, improve cash flow, or cover other business expenses.

Only account owners can see the Goflow Capital card on the dashboard or have permission to apply for financing.

Getting Preapproved

Your business may qualify for financing of up to $2 million. To see the amount you qualify, click Review Details on the Goflow Capital card on your dashboard. The preapproval check takes only a few seconds.

Preapproval is not a commitment to borrow. You can review available offers without accepting them. If you choose to proceed, you'll have an opportunity to review the final loan terms before accepting an offer.

Goflow uses your historical sales trends to perform the initial eligibility check.

Only anonymized sales data is shared with the lending institution during the preapproval process. No company-identifying information or tax identification numbers are shared at this stage.

The preapproval check does not affect your credit score.

To be eligible, your business must have at least six months of sales history. At this time, financing is available only to businesses located in the United States, United Kingdom, Canada, or Poland.

Applying for a Loan

If you were preapproved, you may go on with the loan application. From the Goflow Capital card on your dashboard, click View Offer, and then Continue Application.

Proceed to create an account with the lender or sign in to complete your application. The Goflow Capital card remains on your dashboard until you submit the application. Once submitted, all remaining steps are completed directly through the lender's portal.

Goflow does not process, underwrite, approve, or fund loans. Financing is offered by Goflow's banking partners and is subject to eligibility, application review, underwriting, approval, and the lender's terms and conditions. Final loan amounts, interest rates, fees, repayment terms, and funding decisions are determined solely by the lending institution.

Goflow may receive compensation from its banking partners if you accept an offer and receive funding.

Dismissing an Offer

If you decide not to continue through, you can dismiss the Goflow Capital card from your dashboard to hide the offer.

If you were not approved, Goflow will resurface the Goflow Capital card again after a few months, allowing you to apply again.